The portfolio optimization process involves looking at your existing assets, determining your expected return and examining possible constraints on your portfolio.
We will have acquired a detailed understanding of your current financial position, explored your future goals and determined what you need to do to reach your goal of financial independence.
RETIREMENT INCOME PLANNING
Retirement is a major goal for most of our clients and the main focus of our relationship. We believe in the idea of financial independence rather than retirement. Although retirement is individualistic, we all must plan through the phases of accumulation, consolidation and eventually distribution.
Whether it’s for pure income replacement or technical estate planning techniques, our clients have worked hard to acquire their current asset base. The insurance planning phase of the process designs and implements a plan to protect and preserve what you have built.
We feel it is important to analyze your estate for liquidity and estate tax liability in the event of your death. We want to help you be sure your assets will be passed to your heirs and beneficiaries with as little cost and complexity as possible.